Getting outdoors and spending time away from screens and technology is one of the best ways to unwind after a long week at work. But unfortunately, the average American adult spends just 5 hours a week outside.
So, how can you make sure you disconnect and escape the daily grind? Taking up a new hobby can help, and few things are more fun than getting out on the water in a boat.
However, buying a boat can seem like a daunting process if you’ve never owned one before. Here are a few things to consider when you start your search.
1. Figure Out How You’ll Pay
Before you start looking at different types of boats, you’ll need to set a firm budget. And that means looking at how much money you have saved for the purchase and how much you’re willing to pay for your new toy.
If you have the cash on hand, you can pay for your boat upfront. However, if you don’t have tons saved up, you’ll want to finance the purchase.
Talk to your preferred lender and see how much they’ll loan you for your new watercraft. Keep in mind that it’s a good idea to get quotes from several lenders before you agree to a loan to ensure that you’re getting the best interest rate and loan terms possible.
2. Think About the Type of Boating You Want to Do
There are tons of different makes, models, and boat types to choose from. Before you start shopping, consider what type of boat will work best for your needs and your goals.
For example, if you plan on spending your weekends fishing on the closest lake in your area, a dedicated fishing boat will be a great choice. However, if you’re planning on taking the kids tubing or brushing up on your waterskiing skills, a tow boat will be a better fit.
Once you have a type in mind, head to a few local watercraft dealerships and start looking at boats in person.
3. Consider Buying a Pre-Owned Boat
Once you start looking at boats, you’ll quickly realize that there are tons of used boats on the market. Many of those used boats are just as high-quality as their newer counterparts. However, since they’re pre-owned, they’ll cost less and you’ll be able to get more features for less money.
That said, different dealerships treat pre-owned boats in different ways. Some take the time to tune them up before putting them on display while others sell them as-is. Before you pick a used or pre-owned boat, get more info about what the dealership did after the previous owner sold it and find out how they’ll help you keep it in good condition.
Use These Tips When Buying a Boat
If you’re thinking about buying a boat, keep these tips in mind. As long as you take your time and truly assess your needs, you’ll be able to find a boat that you’ll love using for years.
Once you have your new or new-to-you boat, you’ll want to stay on top of routine maintenance to keep it water-worthy.
Not sure where to start? Check out our latest posts for more tips to help you keep your boat in great shape.